1-800-922-1245
Monday-Friday, 8am-6pm Eastern Time
By clicking "continue" below, you will be redirected away from the Alumni Insurance Program website to one of our partner sites.
1 2016 Insurance Barometer Study by Life Happens and LIMRA
L0720006447[exp0721][All States][DC,GU,MP,PR,VI]
WHO Alumni and/or spouse under age 60 may apply. Coverage can continue up to the age of 80.
COVERAGE AMOUNT $5,000 - $500,000 in $5,000 increments How Much Do I Need?
RATES Premiums start low and increase at 5‑year intervals
ADDED BENEFITS
Accelerated Benefits Option
Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.
Will Preparation Services
Get help preparing or updating a will, living will or power of attorney.
Funeral Planning Assistance
Your loved ones and beneficiaries may work with compassionate counselors that assist with customizing funeral arrangements with personalized one-on-one service.
Increase your intial benefit amount.
Waiver of Premium Rider
Life insurance can continue and no further payment may be required if you become disabled prior to age 60 and remain disabled for 6 continuous months.
Automatic Benefit Increases
Opportunity to increase your initial benefit amount.
WHO Alumni and/or spouse under age 50 may apply for 10-, 20-, or 30‑year term. Alumni under age 60 may apply for 10- or 20‑year term. Alumni under age 70 may apply for 10‑year term.
COVERAGE AMOUNT $100,000 - $3,000,000 in $25,000 increments How Much Do I Need?
RATES Premium stays the same for the entire coverage term.*
WHO Alumni and/or spouse ages 50‑74 may apply. Coverage can continue to the the age of 95
COVERAGE AMOUNT $10,000 - $100,000 in $10,000 increments How Much Do I Need?
This calculator is intended to help you in deciding what amount of life insurance protection may be right for you. It is not a substitute for a financial planner. Your financial information is not saved.
The Roosevelt University Alumni Association receives financial benefits from the administrator that provides this program. These benefits fund alumni programs and activities.
The Accelerated Benefits Option is subject to state regulation and is intended to qualify for favorable federal income tax treatment, in which case the benefits will not be subject to federal income taxation. This information was written as a supplement to the marketing of life insurance products. Tax laws relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances. Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family. Where the term spouse appears, it will also be equal to Domestic Partner.
Will Preparation Services and Estate Resolution Services are offered by MetLife Legal Plans. In certain states, Will Preparation Services and Estate Resolution Services are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and its affiliates, Warwick, RI. These services are provided at no additional cost to those who purchase Life Insurance only. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.
Grief Counseling and Funeral Planning Assistance are provided through an agreement with LifeWorks US Inc. LifeWorks is not an affiliate of MetLife, and the services LifeWorks provides are separate and apart from the insurance provided by MetLife. LifeWorks has a nationwide network of over 30,000 counselors. Counselors have master’s or doctoral degrees and are licensed professionals. The Grief Counseling program does not provide support for issues such as: domestic issues, parenting issues, or marital/relationship issues (other than a finalized divorce). For such issues, alumni should inquire with their human resources department about available company resources. This program is available to insureds, their dependents and beneficiaries who have received a serious medical diagnosis or suffered a loss. Events that may result in a loss are not covered under this program unless and until such loss has occurred.