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The Alumni Insurance Program

Your Best Friend Deserves the Best Care

Get a quote and enroll in
MetLife Pet Insurance.

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Flexible Offerings

Straightforward pricing and options, group discounts, customizable limits, and deductible savings

Quick Enrollment

Only 3 steps! Plus hassle-free claims experience with most claims processed within 10 days

Pet Advocates

An experienced team is ready to assist with multi-channel support options.

You may be able to cover up to 100% of vet expenses, including:

  • Accidental injuries
  • Illnesses
  • Exam fees
  • Surgeries
  • Medications
  • Ultrasounds
  • Hospital stays
  • X-rays and other diagnostics
  • Much more...

Download an Overview of Coverage 

Frequently Asked Questions

When does coverage start?

MetLife Pet Insurance, provides among the shortest wait periods for accident and illness coverage. Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.

Can I visit any vet?

You can visit any licensed vet or emergency clinic in the U.S., and you and your veterinarian of choice can determine the best treatment plan and medical course of action for your pet. Once you’ve received and paid your bill, send it to us and we will process your claim for reimbursement if the claim expense is covered under the policy.

How much pet insurance do I need?

We believe that every individual and their pet have unique needs. Hence, we provide the ability to customize your coverage. Coverage is flexible and customizable so that you can choose the plan that works for you.

Options include:

  • Annual Coverage Limit: $1,000 - $25,000 in $1,000 increments.
  • Deductible: $0 - $750 in $50 increments, and $1,000, $1,250, $1,500, $2,000 and $2,500
  • Reimbursement Level: 65%, 70%, 80%, 90% and 100%

What is not covered?

Pre-existing conditions may not be covered; enroll your pets today and help make sure they’re protected.

How much will it cost?

Each pet’s premium will be unique based on the age, breed, location and gender, as well as what coverage amount you select. Plus, if you go claim-free in a policy year, we’ll automatically decrease your deductible by $25.

With deductible savings, your pet’s deductible automatically decreases by $25 each policy year that you don’t receive a claim reimbursement. May not be available in all states.

Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.