Disability Income SM

Long Term Disability Income Plan

Star NOTE: Alumni Disability Income is available in all states except AK, CO, OR, LA, NH, SD and UT.

Who is Eligible

University of Montana alumni and their spouses or partners are eligible to apply for the Alumni Disability Income Plan.

You are eligible for this coverage if you are under age 60, a United States resident and are actively and regularly at work full time (at least 30 hours a week) in a gainful occupation. Your spouse or partner is eligible for this coverage regardless of your participation in the program, provided he/she meets the eligibility requirements.

Renewability is guaranteed to age 70. Your insurance protection cannot be terminated prior to age 70 as long as you pay the premiums when due, you continue to actively work full time in a gainful occupation and the master policy remains in force. When you attain age 65, the maximum monthly benefit available will be reduced to $2,000.

Alumni Disability Income is not available to residents of Alaska, Colorado, Louisiana, Oregon, New Hampshire, South Dakota and Utah.

Next: How it Works